This was for last week's Ad Challenge at 2 Peas and the HMITM challenge to use 9 circles.
I finally took a shot at making my own template and was really surprised at how easy it was in the end!
Dana Zarling's Holiday Cheer Papers
Lynne Grieveson's Folded Ribbon
Pattie Knox - Be Mine Felt Alpha
Other: J.Bullock - A Folk Christmas; Lisa Sisneros - Big Chipboard Frames