This was for last week's Ad Challenge at 2 Peas and the HMITM challenge to use 9 circles.

I finally took a shot at making my own template and was really surprised at how easy it was in the end!
Designer Digitals
Dana Zarling's Holiday Cheer Papers
Lynne Grieveson's Folded Ribbon
Pattie Knox - Be Mine Felt Alpha

Other: J.Bullock - A Folk Christmas; Lisa Sisneros - Big Chipboard Frames