OK, so HOW late am I to the party with this LO. Only 5 months out of date. But at last I've used this wonderful template, as well as a whole host of other stash too. TFL.

Template: Brenda Pinnick, designerdigitals.com, Ad Challenge 020308 freebie
Papers: Oscraps Collaborations, oscraps, O Escape Kit
WordArt: Jodie McNally, oscraps, I’m talking ‘bout.....Age is Just a Numbah! WordArt
Brad: Amy Teets, , Sun Porch freebie
Tear: Sweet Genevieve, oscraps, Torn Templates
Inked Edges: Cheryl Barber, scrapgirls, Inked Edges 4101 Basics
Action: Mandy Steward, scrapgirls, Photo Pop Actions
Font: Handwriting - Dakota & Arial