Kathie's layout "Yum"
was so simple & to the point (& I want the recipe)that it got a layout out of my head that's been there before I started doing this - I'm still not sure which version is better - blurred or not blurred
I used Ulead SE 3.0 to cut the photos & to apply shape & mask selections
I used Paint Shop Pro for the rest
(when I figure out how to use what I've downloaded correctly maybe I'll be able to do more complicated layouts)
I can create backgrounds ok - this one's my creation