The ideas for this page came from Debbie Hodge's class "Page Parts Challenge" and the 1gr8muggle's avatar. There are two pictures in this layout: the front facing and back-facing photos. For the back-facing one, I extracted the girls and added the white sticker border. Then turned the background into an oil painting. The dock they're standing on is also part of the photo. The font-facing photo has a custom drop shadow.

One more thing, an alternate title might be "How many of Cassie Jones's Tutorials Can You Fit In A Layout?"

Katie Pertiet: Vintage Frames Large
Lynn Grieveson: Cherie Paper Pack
Jesse Edwards: Lost In Paradise Paper Pack
Mary Ann Wise: Doubletake Travel Brushes-n-Stamps
Mindy Terasawa: Date It!
Michelle Coleman: Feeling Groovy Alpha - strings
Jessica Bolton: Tiny Tag Alpha
Tim Shelbourne: Oil Painting effect from the book "Photoshop Photo Effects Cookbook"
Font: Mom's Typewriter