I have a goal this weekend to get 6 of my Calendar toppers finished :D and take the pictures of my kids for Christmas cards (I am so behind, lol)

Sticking with the simplicity of Katie's frame pack:
Photo Clusters No.46

And StudioDouble D Readymade Borders
]Ready Made Borders
or Borders from Layerworks Smile

The papers here are from
Minted COllection