Seems funny to use a frosted winter kit for a beach pic - but there you go!
KPertiet - Frosted Winter Kit
Bunny Slope: Blue Paper Pack
Dictionary Blendables: Summer No. 01
Scribbling Brushes and Stamps No. 02
Wired Words No. 03 (recoloured)
Watery Photo Masks No. 04
Maplebrook Studios -Philipa Paper Pack