I have the belle (about a year now) in turquoise and love it. When I travel I usually have it packed with: my Nikon d60 with the 18-55 lens attached plus: sb-600 flash, sony dcr-sr220 video camera, 55-200 lens,a small case that hold 3 filters, a 35mm prime lens and: my cell phone (the vera bradley tech case), my olympus P&S, extra SD & XD cards, my wallet (usually a small one) and if necessary, I tuck my nook laying flat on top. Oh yeah - a hard case with my sunglasses. I can usually zip it - and it still fits under the airplane seat (or in the overhead on the regional jets). I also have a little kodak zi8 mini video recorder that I've been known to stick in there. In the outside pockets I then toss in lipstick, powder, some single-vial eye drops and change. It really does hold a lot for me - but when it's full I definitely use the cross-body strap.
The only things I've noticed with it are that 1) I really wish it had the little metal feet to protect the bottom and 2) I have noticed a couple nicks in the exterior material.
But - I still love my belle (although I covet the Lola too). I also really like the new bags that hold a laptop, but I don't think my 16" dell would fit.
My Gear: Nikon D60, 18-55VR, 55-200VR and 35mm f/1.8 (fav lens) + my carry everywhere Olympus Stylus 1030SW
My Software: PSE 8, ACDSEE 12, Lightroom 3 and my new Dell 16" Studio laptop for on-the-go scrapping!