Purchasing at DD - can one use a Debit card?

[maureenreynolds]

Sigh. This has really been quite a summer for us (and for a lot of others I'd say).

Dh went bike riding with a friend today - great so I had half a day to really clean the house in prep for a possible visit from a friend from Atlanta. He comes in, unload some of his stuff, and no wallet. After a lot of searching, calling the man who drove etc etc, he cancelled our two credit cards and is working on replacing all the other documents. Ugh.

But...can I purchase with a Debit card? It's sort of silly, but I want to be able to shop on Sunday and our new cards won't arrive til Monday. ( yes, I think my status should change to addict...)

I can live w/o the two 25cent items but I don't WANT to! Maureen

[katie pertiet]

lol--maureen I've changed your title to addict and sent you an email!

[maureenreynolds]

Katie, I could stop if I Really Wanted To! lol said like a real addict.

Got the email and thank you very much.

[jonipossin]

I use my debit card at DD all the time! You can use it as a debit or charge card... at least mine you can. So... I am not the only addict!! I shop at DD almost every day... really!! Isn't that disgusting?! But... OOOOOOO such fun!!

Sorry you lost your cards... such a mess!!

[LisaD]

I use my debit card all the time too.
So sorry you lost your DH lost his wallet. Hope you can get everything replaced painlessly and quickly.

[Scrapbird]

Man, some people will do anything to get their DD status changed!
Seriously though, I wish you a hassle-free card replacement.

[maureenreynolds]

I strongly suggest you scan the important cards you carry in your wallet and if there is a # on the back you don't know automatically, write that down too on the scans.

What is frustrating about this loss is that last year we had a weird charge on our card, and Marriott Visa canceled THAT card and so we had to go through all the accounts that have auto pay to that card. I am sooo glad this part of the household accounting is no longer in my hands, tho I do have records of EVERY account we have, how it is paid etc etc (This info is also with our attorney with our wills etc so our children can deal with what's important.)

It's a pita doing this busywork, but so important should this kinda thing happen to you. Thank God dh and I are both on the same page with this sort of thing.

[dugarner]

Originally Posted by maureenreynolds

I strongly suggest you scan the important cards you carry in your wallet and if there is a # on the back you don't know automatically, write that down too on the scans.

Two years ago, I think at Disney World, someone lifted our debit card # and we saw all these charges later that summer---between $2 and $3.50---put on our card from various locations in Italy. Well, our bank is a local bank, they know us, they knew we weren't out of the country, so they called us to see what was going on. We put a security tag on our account and the bank refunded the money (it wound up only being about $40 before we caught it). Apparently that is a popular scam, because some credit card companies would see a large purchase (it was at a jewelry store) immediately and flag it. But handfuls of small purchases get through the system. We think that they were trying to buy a large item, around $500, and were having it rung up in small increments. Eventually the purchase did get flagged and the card was declined.

We don't have any credit cards, we use cash (cash or debit card) only. So now the security is set up so that if we try to use the card on more than two items under $5 in one day, it will decline and the bank will be notified. I have to call the bank to tell them to release it.

So when I buy at DD, it's usually between $2.79 and $6 or so at a time, and several times my card has been declined by the second or third purchase. Embarrassing!

What I'll do for scrapbooking supplies.

[maureenreynolds]

LOL...I swore I would not buy anything else till I keyworded what I now have in Bridge.

But really, who can resist those Sunday specials? the debit worked and I'll stick to that one since my dh has been pulling his hair out over periodic 53cent charges. He wouldn't care how much I spent but those minuscule charges bug him no end.