My husband thought

[Amson]

Originally Posted by muddygirl

Carol, it seems that different banks and different cards have different set ups for this. I would love to find one that didnt charge an international fee. Mine is about a $1 AUD for each transaction, so I have to factor that into the cost of things I buy. Its a good excuse to buy more, cause if I just buy the 2 x25c items they cost me about $1.57 AUD( based on last sunday). It seems to start at $1 and then goes up a few cents the more I spend.

Yes mine also charges. I get one line item on the statement for the transaction in AUD then another line with the transaction fee which seems to start at 0.25 cents then goes up according to transaction. I'd also love to find a bank with no international fee as banks do very well anyway from the terrible exchange rate they give. I always notice it is out by about 2 cents in the banks favour of course. So today I get an exchange rate of 0.89 even though it should be around 0.91. Ugh!

[muddygirl]

I just looked up mine on the CBA website. They charge $1 plus 2% of purchase price. Rip offs!

[DonnaNJ]

This thread is hilarious LOL. Well my husband kept asking about the charges..
'Is this charge right?'
'yes'
'This Click thing?'
'yes'
'What is it?'
Digital scrapbooking supplies'
Oh..
following week
Is this charge right?'...........
and so on and so on
finally after about two months he says..
'Do you get anything for this?'
'yes'
'But I NEVER see any deliveries'
'that's because I download them'
'so you don't REALLY get anything?'

and then he gets THE LOOK

[MIDA78466]

this thread is so funny!! My DH doesn't have a clue as to the money. I take care of everything. But--compared to his hobbies of golf, hunting, and fishing--DD supplies aren't even close!

[deanie]

My husband is very indulgent-think he feels guilty for being gone so much!! And I do the finances, soo...Click, click, click...

[FlowerGirl]

I love these stories... silly men

[maureenreynolds]

It seems that we women are geekier than some of our spouses, tho not mine by a long shot.

It should be interesting to explain why these items..'so you don't REALLY get anything?' have to be stored in 'the cloud' when you run out of space on your backup.

[anxela]

This thread is killing me! So funny! I'm glad I have my own credit card... Especially during the quarterly sales... Lets just say I memorized my credit card number a very long time ago.

[DonnaNJ]

I am getting the biggest kick out of this thread.. and yes Maureen.. don't know about anyone elses house but.. IRL I design computer applications for a living and.. well.. let's suffice it to say.. my husband does NOT :-) He's so bad that I have one PC that I keep on an old version of AOL because even the upgrade to the newer version of AOL thru him into a tizzy... the cloud, EHD, offsite backup, etc all the terms we throw around here, are not in his vocabulary :-)

[lisa.hinrichs]

I so love this thread. I guess everyone has had the what's this click creative discussion with DH. I thought the disclaimer at checkout was only for us. My DH actually asked if I got to keep my Kits/supplies or "return" them like they were a digital movie or something. :-) I guess all the small charges for sales and 25 cent items threw him off.

Maureen - I also loved your comment about him not understanding the small charges. I am now prepared for that discussion. Since DH does the finances at my house he hates the "nickle and dime" charges from coffee and such. He now gives me my so called milk money every Sunday night to save time recording most of the small transactions. I can't complain, it sure makes it easy not to have to worry about the details.

[Mary Rogers]

Since I take care of all of the finances I only have to justify the purchases to myself. Luckily I understand how important this is. I am so lucky to have such a reasonable self

I couldn't have said it better myself : )

[twinmama]

Mine go on my Amex - no international charge fee there Sam.

DH pays the bills - but the credit card is in my name so he can't complain - he never looks at the statement anyway - he gets the email to say the account is there and ready to be paid. So he pays it - has never once questioned what is on there and it's usually around the $1000 mark a month - and it's all money I've spent (mainly groceries and fuel).

[thessh]

Originally Posted by blkcow

Ahhh....you younger girls need to learn the important things in life.....your own checking account!!! Yes my dear friends, I have my own account! I am accountable to only me!! My DH knows the online password....but never looks!! I am a lucky woman!! Private online shopping!! Now the ONLY other problem is that we share an email address....and the store is so organized and prompt that I always get the receipt within seconds....so I have to have my email open so I can delete the receipt. I guess I just need to get my own email!!

I have EVERYTHING in my own name!!!
I have access to all of my husband's accounts, passwords - you name it!
But he knows NOTHING about my business!!!
I pay all our regular bills from his account, and use my own for fun things like scrapping-supplies and shoes...

[Amy L]

This is all just so funny!

[Sannaf]

Originally Posted by kmartorina

Same here! But I think of it like calories....I'll just have one.....few minutes later....I'll just have one.....and so on

Me too! There are so many cute and lovely things I "need"

[kathleen.summers]

Originally Posted by FlowerGirl

I love these stories... silly men

ROFL! Exactly! This is so funny.

Never had to worry about this as dh has always been super supportive of my scrapping and he himself has very expensive hobbies. Plus, I've always been pretty good about watching our money, so he never complained once.

But these stories are cracking me up!

[maureenreynolds]

Funny as this thread is, it is reminding me of an issue here in the US (I don't know laws etc in Sweden or other countries)

While it is wise to have money in your own name and account as I do and have done through our marriage, it is also important to have access info to each other's accounts. We have so many on line ones these days that I had to remind Dick to provide me a list of all such accounts and passwords - just in case.

On another note, I have see, in a former job, too many women whose husbands either died or left them after clearing out the bank accounts with NO clue of how 'their' money had been handled. If your marriage is good, your spouse will be glad to make sure you are protected from endless time and grief after death. If your marriage or parntership isn't good, then I advise you to be sure accounts that have the bulk of your family $$ in them include both of you as signators etc

Now back to our regular scheduled shopping!

[jk703]

These stories are cracking me up... at work... my boss is wondering what is so funny!

My DH wouldn't know how to access our bank accounts... I tend to get things in bunches... with bigger amounts. lol!

Have fun shopping ladies!

[anxela]

Originally Posted by maureenreynolds

Funny as this thread is, it is reminding me of an issue here in the US (I don't know laws etc in Sweden or other countries)

While it is wise to have money in your own name and account as I do and have done through our marriage, it is also important to have access info to each other's accounts. We have so many on line ones these days that I had to remind Dick to provide me a list of all such accounts and passwords - just in case.

On another note, I have see, in a former job, too many women whose husbands either died or left them after clearing out the bank accounts with NO clue of how 'their' money had been handled. If your marriage is good, your spouse will be glad to make sure you are protected from endless time and grief after death. If your marriage or parntership isn't good, then I advise you to be sure accounts that have the bulk of your family $$ in them include both of you as signators etc

Now back to our regular scheduled shopping!

Couldn't have said it better myself...

[dugarner]

Originally Posted by anxela

Couldn't have said it better myself...

This is true---a good friend of mine got sick two years ago and after almost a year nearly unresponsive in intensive care, she passed away. When she started feeling the abdominal pain (she died from complications of gallstones and pancreatitis), she scrambled to gather her paperwork together; she had a feeling she wasn't going to come home.

Her husband had no idea where she put all their money (she was the breadwinner), he didn't know where the accounts were, he had no knowledge whatsoever of their financial status. They were having problems, so it was more out of protection for her and her children, but regardless, sorting out all that mess was a headache for everyone involved.

We have a joint checking account and savings account. I have my "fun money" I earn from teaching and the symphony, and if I need to buy something with it that requires using a credit card or check, I will deposit the money and tell hubby "I've put $x in the bank for this," and he writes it down. We're pretty simple, not a big income, so for us it's not complicated. But it is important to have an idea about how your finances work, or at least know where all the paperwork is, and be sure it's in order.

You just never know.

[USMCWifey]

We just bought a brand new car, I just started a brand new hobby. He buys pretty little things for the car...I buy pretty little things for my pictures....we are even