No expert here either, but agreeing with Susan. There are certain brushes I use all the time, so I have them installed. Then the ones I use on occassion, I just "load" as needed, so they aren't bogging down PS and the brush folder.
You'll want to stick with 300 dpi for printing. When I resize for the web, I use 72 dpi.. and then also use the "Save for Web" option. And I save it in a different folder than my original so as not to overwrite it.
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