I really think I need to decide on a kit and let that be it. The coming-up-with-colors-and-embellishments every day drove me nuts last year. And with 365 + my regular family scrapbook on top of December Daily, it needs to be drag-and-drop! I'm going after Katie's templates this weekend.
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Sarah 
I use a Sony A200 dSLR with the 18-70mm and 75-300mm lenses. Currently pining for the Minolta 50mm 1.7 and the Tamron 18-200mm.
My software is PSE 6.0 and CS3.
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