Welcome !
You will love it here... this site has the best of everything... starting with Cassies tutorials... best shopping site for sure, and all designers are very responsive to your questions, as for your question about software I would definitely get at least PSE (better CS4), just because all tutorials that you going to find here was made to use with those programs... don't waste your time with others and then relearning all over again...
Good luck with your start !
Waiting to see your pages !
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"Cherish forever what makes you unique, because you're really a yawn if it goes."
-Bette Midler-
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