Hi and Welcome to DD!
Good question, Jan. I have experimented with different sizes and wondered what is best, too. Like Carol said, it depends somewhat on the font. I find that some script fonts are too small to read at 12 pt and have to be made bigger.
Do you have a home printer so you could print out one 8 x 8 scrapbook book page as a test to see if you like a particular font in a particular size?
I really think doing this helped me decide about size of not only the journaling text and titles, but, the size of elements, too. When I started I found that my elements, like staples, were too big!
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Merrilee
 
17" Mac Book Pro
PSE 9.0
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Sony A100 D-SLR
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