[jazzmatazz]

WOW! Thank you all so much!

Sarah, I do the same thing. I do play around a lot with b&w and sepia, but had no inkling of whether it was a "good" thing to do or not. You give me too much credit as an "artist", however. ((giggle))

Katrina and Jennifer, thank you for the insights and the link. I 'm going to copy this to my desktop for ready reference. I am having fun trying new things on my camera, and really appreciate the wisdom of those who are far more experienced than I. Thank you so much for sharing!